How it works for clients with employees using ZayZoon 

What is Earned Wage Access (EWA)?

Earned Wage Access (EWA), also known as on-demand pay, allows employees to access a percentage of wages they’ve already earned before payday, giving them greater financial flexibility. Employees are no longer bound by weekly, bi-weekly, semi-monthly, or monthly pay periods. With EWA, they can access wages they have already earned whenever they want.

What is ZayZoon?

ZayZoon is one of the most trusted Earned Wage Access providers in the U.S., working exclusively through secure payroll integrations. ZayZoon offers on-demand pay that is instantly available at no extra cost to the employer, financial wellness for employees, and is fully integrated with Auris.

Benefits for Employers

• No cost or liability to employers
• No changes to existing payroll processes - ZayZoon does all the work
• Save money on annual cash advances or paper checks
• Reduce turnover, improve retention, and promote financial wellness for employees

Benefits for Employees

• Instant access to earned wages - no more advances or payday loans!
• Payout flexibility to bank accounts, prepaid cards, etc.
• Employees can access and use ZayZoon anytime, anywhere, with desktop and mobile options for iOS and Android devices
• Helps reduce financial stress and improve overall financial wellness

Getting Started & Setup

Enrollment & Setup

No setup is required; this benefit is free to you. However, you can opt out of this service if you do not wish for your employees to participate.

Do employers need to create a ZayZoon account or sign any separate agreement?

No employer-side account or agreement is required. If an employee wants to use it, they can get set up in a few minutes (see below). We handle the connection, so it works as it should in your payroll.

Accessing your Employer Dashboard: Log into your payroll account, open the Client menu on the left, and select Earned Wage Access. You will see a ZayZoon widget labeled either “See my employee usage data” or “Invite my employees,” which will connect you to your ZayZoon dashboard.

Do employees need a separate ZayZoon login?

No. Employees access ZayZoon through their existing Auris portal or app; no new credentials required. 

How it works for your employees, it’s integrated with payroll!

Employee Requests & Receives Wages:  Employees will log in to their ZayZoon account to request earned wages, and they will receive their funds instantly in most cases.

ZayZoon offers flexible payment options.

Employees can choose from:

• $5 fee: Direct Deposit, Venmo, or Zelle
• No additional fee: ZayZoon Visa Prepaid Card, Instant Gift Card, Gas Card

Deduction Feeds into your Payroll Account: The amount will feed into the payroll system automatically and appear as a deduction on the employee’s next pay, labeled ZayZoon. No action is needed by you.

💡 Some transaction options include a $5 fee, which may be reflected in the employee’s deduction.

Employee Receives Paycheck: The employee receives their next paycheck, and the ZayZoon deduction is withheld, reducing their net pay by the amount withheld. This amount will be the funds going to ZayZoon.

Deduction is Collected: The deduction will be sent to ZayZoon via a Third-Party Electronic Payment. No action is required on your part as the employer for the employee to repay ZayZoon.

Dashboard for full insight:  You will have an employer dashboard accessible through the ZayZoon widget in your payroll account to view employee ZayZoon details.

Client Benefits

ZayZoon offers a Rewards and Recognition program that easily fits into any business’s infrastructure without new technology or logins. You can spotlight and reward positive behavior, reinforce company values, uplift team efforts and team players, celebrate birthdays and special occasions, and boost morale between multiple locations.